BizSME Scheme


Financing to grow your business which offers a longer loan tenure at competitive rates

Financing type
Financing rate

Base Lending Rate + 0% per annum (BLR +0%)

Financing tenure

Up to 7 years

Financing amount (max)

From RM 50,000 to RM 500,000

Guarantee Fee
  • Secured: 0.50% to 3.60% p.a.
  • Unsecured: 0.75% to 5.75% p.a.
Type of facility

Term Loan & Overdraft

Purpose of Financing
Working Capital
Eligibility criteria
  • Malaysian-controlled or Malaysian-owned (at least 51% shareholding) company
  • Meet National SME Development Council’s (NSDC) SME definition as stated in
  • Key person aged more than 25 years and less than 65 years at the point of application
  • Min 1 year in operation
  • Key person must have at least 3 years’ experience in similar industry inclusive of the current business.
Application procedure

Application form is available at All CGC’s branches; or CGC website.

For further information

Client Service Centre
Credit Guarantee Corporation Malaysia Berhad (12441-M)
Tel: 03-7880-0088
Fax: 03-7806-3308