My Seed SME Scheme (MYS3)

  • To provide access to Indian entrepreneurs in obtaining financing for their existing business
Financing type
Financing rate
  • Minimum BFR + 1.50% p.a.
Financing amount (max)
  • Minimum RM1,000,000
  • Maximum RM5,000,000
Funding Instrument
  • Term & Revolving Financing
Purpose of Financing
Working Capital
Eligibility criteria
  • Registered under the Companies Commission of Malaysia Act 2001 or Co-operative Societies Act 1993.
  • Applicant with SCORE 3 rating and above.
  • Applicant must be an Indian with minimum of 51% equity ownership with good credit records.
  • The company has positive shareholders fund.
  • Involve in the Government promoted industries & sectors identified by the Bank from time to time.
  • The company has been in operations for a minimum of 2 years.
Application procedure
  • Applicants can submit complete financing application directly to SME Bank through their branch networks nationwide. For further enquiries & free consultation or details on MYS3 programme, please contact the Bank’s Customer Service Centre at 03 2603 7700 or visit